Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
MetLife, founded in 1868, is among the 20 largest auto insurance companies in the United States, and it also offers home and many other insurance products. If you want to find a bundle with a policy that is rarely offered by others, this might be a good choice. For home and auto, MetLife offers several coverage options that will pay the full cost of replacing damaged property, policies can share a single deductible, and, in many cases, policies include identity theft protection for no additional cost.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Metlife has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
When a homeowner has not had any claims, it's a sign to insurers that they are less likely to make one in the future. With this lower risk profile, insurers can offer savings. The look-back window is almost always five years, but some insurers only look back three years, or offer the discount on a sliding scale.
5% to 25%
Surprising no one, homes built of masonry (or another material rated at taking two or more hours to burn) tend to burn down less. Less fire risk leads to more savings for the insurance company. Some of these savings pass to the customer as a discount to incentivize shoppers with fire resistant homes.
2% to 2%
Fire/Burglar Protective Devices
Levels of protection (and corresponding savings) vary primarily on the way these systems report trouble. The security systems that report to a call center, or directly to the police / fire department provide the largest discounts.
5% to 10%
How does Metlife compare to other insurance companies? Click the following links below to compare Metlife to other top insurance companies.