Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Founded in 1922, the initial focus of the State Farm was auto insurance for farmers. Over the following decades, the company expanded into other lines of business. It also expanded operations beyond its home state of Illinois and into other states, eventually covering the entire country. Today, State Farm is arguably the best known personal insurance company in the U.S., but what isn’t arguable is that they’re the biggest. State Farm is a solid, reliable insurance company that offers reasonable rates and straightforward coverage options. They’re a good choice if you are looking to bundle and want a combination of personal service along with good value for the money.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by State Farm
|Available Option||What it means|
Mechanical Breakdown Insurance
Covers failure of major vehicular systems, like your engine and transmission. It's similar to an extended warranty from a car manufacturer, but it provides coverage for more systems.
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Antique or Collector Car Insurance
Special insurance for antique and collectors cars.
Protects the cost of fixing or replacing a broken windshield.
Emergency Lockout Coverage
Service that helps you get back in your car if you locked them inside, or can’t find them.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe State Farm has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
up to 25%
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
up to 40%
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
up to 15%
How does State Farm compare to other insurance companies? Click the following links below to compare State Farm to other top insurance companies.