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Unbiased advice on insurance.

Know everything you ever (or never) wanted to know about auto and home insurance. Find the best value for your situation and get covered.

Fill out one form to compare quotes from multiple carriers!

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We did the research, so you don't have to

Get an honest look under the hood of how insurance works and what to watch out for. Plus: We don't play favorites or sell your information to every insurer or agency in town.

How Honest Policy stays independent

Easily compare insurance companies

How does one insurance provider compare to others? Select two carriers below!

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What's Smart Score?

Reviews from real customers as well as value for price and ease of making a claim —including how fast the insurer handles it!— goes into the Smart Score. It's the easiest way to compare auto or home insurance.

Smart Score

Smart
Score

Customer Service

Our customer service score measures two primary things: user satisfaction when interacting with the carrier's representatives, and their experience with online tools like quoting and managing a policy via website or app.

Claims Process

Our claims process score looks at users' experiences when filling claims with carriers. It takes into account not only claim outcomes, but also the ease of making and tracking it, as well as how fast the carrier handles it.

Value for Price

Value for Price score measures customer satisfaction when considering how much they pay versus the quality of their experience when dealing with the company.

Fill out one form to compare quotes from multiple carriers.

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Learn the basics, make smart choices.

Understand your options so that you can make the most informed decision about your insurance policy and avoid unwanted surprises.

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