Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Acuity, headquartered in Sheboygan, Wisconsin, operates in 25 states and works with more than 1,000 independent agencies. Acuity writes mainly home and auto along with some recreational vehicle and specialty policies for individuals, and offers a full range of commercial products for businesses. All of their products are sold exclusively through agents across their service area. They provide a variety of car insurance discounts to its customers, such as combining your auto and home insurance policy, which could save policyholders up to 20 percent, and many more.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Acuity
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Protects the cost of fixing or replacing a broken windshield.
Liability insurance that covers the excess portions of claims not covered by your other insurance policies.
Better Car Replacement
Policy that will replace your car if it is a total loss with a car one model year newer and with 15,000 fewer miles.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Acuity has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Tied to drivers on the policy and any accidents in their record. though insurers generally only consider the past 3 to 5 years.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
up to 20%
How does Acuity compare to other insurance companies? Click the following links below to compare Acuity to other top insurance companies.