Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
With roots that trace back to 1919, AIG is a global insurance company with operations in more than 80 countries and jurisdictions. Within the US, it sells car insurance in 50 states and Washington, D.C. and homeowners insurance in 49 states and Washington, D.C. It provides a range of insurance products to support its clients in business and in life, including: general property/casualty, life insurance, and retirement and financial services through AIG's General Insurance, Life and Retirement and Investments business units.
Lines of Business:
While all companies offer a range of home insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe AIG has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Automatic Water Shut-Off Valve
This type of valve automatically shuts off the house water supply if a leak is detected. To qualify for the discount, the valve typically needs to also trigger an alarm that reports to a monitoring service.
8% to 12%
When homes are protected with alarms, the likelihood of theft drops. Security systems that report their alarms to a monitoring service or the police provide heftier discounts.
5% to 5%
Fire Protective Devices
Homes with smoke detectors and fire alarms have increased odds of being saved from destruction when they burn. Alarms that report to a central monitoring service, who can call the firefighters are far more effective than ones with just a siren. Correspondingly, discounts are higher for these more advanced systems.
5% to 5%
How does AIG compare to other insurance companies? Click the following links below to compare AIG to other top insurance companies.