Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
The Allstate Corporation is the largest publicly held personal lines property and casualty insurer in America. Allstate offers a broad array of protection products through multiple brands and diverse distribution channels, including auto, home, life and other, which makes it a great choice for customers looking for a “one-stop” company. Even if you are shopping solely for auto insurance, they offer generous perks like accident forgiveness, new car replacement and a safe-driving bonus every six months
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Allstate
|Available Option||What it means|
Loss of Use Coverage
Covers any additional living expenses, meaning any necessary expense that exceeds what you normally spend.
Mechanical Breakdown Insurance
Covers failure of major vehicular systems, like your engine and transmission. It's similar to an extended warranty from a car manufacturer, but it provides coverage for more systems.
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Antique or Collector Car Insurance
Special insurance for antique and collectors cars.
No Fault Coverage
Insurance that pays no matter who was responsible for the incident causing the claim.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Allstate has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
up to 10%
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
up to 10%
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
up to 10%
How does Allstate compare to other insurance companies? Click the following links below to compare Allstate to other top insurance companies.