Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
The Allstate Corporation is the largest publicly held personal lines property and casualty insurer in America. Allstate offers a broad array of protection products through multiple brands and diverse distribution channels, including auto, home, life and other, which makes it a great choice for customers looking for a “one-stop” company. Even if you are shopping solely for auto insurance, they offer generous perks like accident forgiveness, new car replacement and a safe-driving bonus every six months
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Allstate has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Advance Quote / Early Signing
One of the easiest discounts to score with some advance planning. Customers can often save simply by quoting and buying their homeowners policy awhile (typically at least seven days) ahead of the policy actually going into effect. Keep in mind though that this discount tends to only apply to the first policy term, increasing overall cost after year one.
4% to 19%
When a homeowner has not had any claims, it's a sign to insurers that they are less likely to make one in the future. With this lower risk profile, insurers can offer savings. The look-back window is almost always five years, but some insurers only look back three years, or offer the discount on a sliding scale.
3% to 36%
Credit / Financial Responsibility
While prohibited in a few states, credit scores are a common tool for estimating certain types of risk. While most insurers use a special type of credit score, the idea is the same as regular ones. Higher scores correspond to smaller perceived risk, and therefore larger discounts.
4% to 35%
How does Allstate compare to other insurance companies? Click the following links below to compare Allstate to other top insurance companies.