Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service. Nicknamed AmFam, the company was started by a single insurance agent and eventually grew to be one of the biggest insurance groups in the nation. In addition to auto insurance, American Family writes home, life, business, and specialty coverage as well. American Family Group encompasses a dozen different subsidiaries operating in different markets, making them a pretty big player in both insurance and financial services. It will appeal to people who can qualify for lots of discounts, like teenage drivers, or Uber and Lyft drivers looking for good ridesharing coverage.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by American Family
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Comprehensive Claim Forgiveness
Protects your driving record from being affected by the insurance company's rating system for a comprehensive claim on your history, thus preventing your insurance premium from going up due to this type of accident.
Antique or Collector Car Insurance
Special insurance for antique and collectors cars.
Work Loss Coverage
Insurance that covers some of the lost wages an insured would have as a result of a car accident.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe American Family has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
up to 2%
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
up to 30%
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
up to 25%
How does American Family compare to other insurance companies? Click the following links below to compare American Family to other top insurance companies.