Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service. Nicknamed AmFam, the company was started by a single insurance agent and eventually grew to be one of the biggest insurance groups in the nation. In addition to auto insurance, American Family writes home, life, business, and specialty coverage as well. American Family Group encompasses a dozen different subsidiaries operating in different markets, making them a pretty big player in both insurance and financial services. It will appeal to people who can qualify for lots of discounts, like teenage drivers, or Uber and Lyft drivers looking for good ridesharing coverage.
Lines of Business:
While all companies offer a range of home insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe American Family has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Age of Insured
Different age groups are more or less risky about different things when it comes to homes. Generally, the older the customer, the larger the discount—though the discount sometimes decreases again in higher age groups. Insurers tend to look at whoever is the oldest of the named insured when calculating this discount.
2% to 12%
When homes are protected with alarms, the likelihood of theft drops. Security systems that report their alarms to a monitoring service or the police provide heftier discounts.
5% to 5%
When a homeowner has not had any claims, it's a sign to insurers that they are less likely to make one in the future. With this lower risk profile, insurers can offer savings. The look-back window is almost always five years, but some insurers only look back three years or offer the discount on a sliding scale.
2% to 22%
How does American Family compare to other insurance companies? Click the following links below to compare American Family to other top insurance companies.