Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Connect Auto and Home Insurance, formerly known as Ameriprise, sells policies directly to customers, primarily through its partnership with Costco Wholesale. The company not only provides coverage options that will meet your changing needs, but also offers discounts and benefits tailored specifically for Connect Financial clients. Because it's sold primarily through Costco Wholesale and some auto insurance policy perks require $120 Costco membership fee, it's a great choice for customers who already acquire Costco Membership.
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When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Ameriprise
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Protects the cost of fixing or replacing a broken windshield.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
Protects your driving record from being affected by the insurance company's rating system for an at-fault accident, thus preventing your insurance premium from going up due to this type of accident.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Ameriprise has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
How does Ameriprise compare to other insurance companies? Click the following links below to compare Ameriprise to other top insurance companies.