Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Amica isn’t among the nation’s largest insurers, but this company is mighty in terms of customer satisfaction ratings. If you want insurance policies with built-in perks that you can bundle together for a discount, give Amica a look. This carrier offers a wide array of coverage options and has a number of discounts for policyholders. In addition to its various benefits, Amica offers 24/7 roadside assistance over the phone, even to their customers who do not have towing and labor coverage.
Lines of Business:
While all companies offer a range of home insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Amica has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Automatic Backup Generator
Homes with generators that kick in automatically help prevent all sorts of trouble. Foremost among them is keeping heating systems going. If the heat goes out when it is freezing outside, pipes can burst. Burst pipes are expensive to fix, and water damage can lead to rot and mold.
10% to 10%
When a homeowner has not had any claims, it's a sign to insurers that they are less likely to make one in the future. With this lower risk profile, insurers can offer savings. The look-back window is almost always five years, but some insurers only look back three years or offer the discount on a sliding scale.
3% to 7%
When insurers have to mail physical paperwork to customers, the costs add up, and the trees don't appreciate it either. Customers who agree to receive their paperwork electronically reduce costs, which insurers can then pass along to policyholders.
2% to 2%
How does Amica compare to other insurance companies? Click the following links below to compare Amica to other top insurance companies.