Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Arbella, founded in 1988, is a New England insurer based in Massachusetts. Arbella offers car, home and business insurance in Massachusetts and Connecticut as well as business insurance in New Hampshire and Rhode Island. For auto policyholders, Arbella offers a Wheel Focused mobile app to test your safe driving skills. With the app, drivers compete with themselves and friends to see how their driving habits rank up against others, and it will also give personalized feedback to drivers to improve their driving skills.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Arbella
|Available Option||What it means|
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Original Equipment Manufacturer Coverage
Helps ensure aftermarket parts will not be used when repairs are made to your vehicle
No Fault Coverage
Insurance that pays no matter who was responsible for the incident causing the claim.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
If your pet is injured in an accident, this insurance will cover their expenses.
Protects your driving record from being affected by the insurance company's rating system for an at-fault accident, thus preventing your insurance premium from going up due to this type of accident.
Liability insurance that covers the excess portions of claims not covered by your other insurance policies.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Arbella has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
Paid in Full
Because of the time value of money, it's better to recieve a lump sum now than the same amount in the future. Thus, savings can be offered to drivers who provide the full payment now versus those who pay over the course of the policy.
How does Arbella compare to other insurance companies? Click the following links below to compare Arbella to other top insurance companies.