Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Recognized for exceptional financial strength and stability, Auto-Owners is among the nation’s largest insurers and provides insurance to nearly 3 million policyholders in 26 states. Though its name might imply otherwise, the company offers over a dozen types of insurance including life, home, auto and business, all while using independent agents only, and a variety of discounts on its policies to help lower your premiums. Auto-Owners backs up its products by providing its famous “No Problem” claims service which makes them one of the top car insurance companies in terms of customer satisfaction.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Auto-Owners
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Antique or Collector Car Insurance
Special insurance for antique and collectors cars.
Protects the cost of fixing or replacing a broken windshield.
If your pet is injured in an accident, this insurance will cover their expenses.
Liability insurance that covers the excess portions of claims not covered by your other insurance policies.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Auto-Owners has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
up to 35%
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
up to 11%
How does Auto-Owners compare to other insurance companies? Click the following links below to compare Auto-Owners to other top insurance companies.