Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Recognized for exceptional financial strength and stability, Auto-Owners is among the nation’s largest insurers and provides insurance to nearly 3 million policyholders in 26 states. Though its name might imply otherwise, the company offers over a dozen types of insurance including life, home, auto and business, all while using independent agents only, and a variety of discounts on its policies to help lower your premiums. Auto-Owners backs up its products by providing its famous “No Problem” claims service which makes them one of the top car insurance companies in terms of customer satisfaction.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Auto-Owners has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Age of Insured
Different age groups are more or less risky about different things when it comes to homes. Generally the older the customer, the larger the discount, though the discount sometimes decreases again in higher age groups. Insurers tend to look at whoever is the oldest of the named insured when calculating this discount.
1% to 38%
Automatic Backup Generator
Homes with generators that kick in automatically help prevent all sorts of trouble. Foremost among them is keeping heating systems going. If heat goes out when freezing outside, pipes can burst. Busted pipes are expensive to fix, and can lead to rot and mold.
2% to 10%
Automatic Water Shut-Off Valve
This type of valve automatically shuts off the house water supply if a leak is detected. To qualify for the discount, the valve typically needs to also trigger an alarm that reports to a monitoring service.
3% to 5%
How does Auto-Owners compare to other insurance companies? Click the following links below to compare Auto-Owners to other top insurance companies.