Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Badger Mutual was founded in 1887, in the wake of the Great Chicago Fire. Today, Badger Mutual is a preferred regional insurance carrier providing personal & commercial insurance in 10 states. They believe that the position as a regional insurance carrier gives them a major advantage over the larger companies and take pride on personal approach. Agents and staff take the time to get to know you and your unique challenges, then customize insurance programs just for you. Clams are also accepted by real people.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Badger Mutual
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Original Equipment Manufacturer Coverage
Helps ensure aftermarket parts will not be used when repairs are made to your vehicle
Antique or Collector Car Insurance
Special insurance for antique and collectors cars.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Badger Mutual has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Tied to drivers on the policy and any accidents in their record. though insurers generally only consider the past 3 to 5 years.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
up to 10%
Typically applies to a household with multiple vehicles. More vehicles on the policy result in a greater overall discount.
up to 15%
How does Badger Mutual compare to other insurance companies? Click the following links below to compare Badger Mutual to other top insurance companies.