Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
In business for more than 120 years, Brethren Mutual started as a small company that has grown to serve multiple states with multiple lines of business. Brethren Mutual is focused on property and casualty insurance. Their personal insurance options include both home and auto insurance, and they also insure businesses and farms – their original line of business. Brethren Mutual has a long history and a good reputation, and they may appeal to those that prefer a small, homegrown company and like to work with an agent versus a direct buy experience.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Brethren Mutual
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Comprehensive Claim Forgiveness
Protects your driving record from being affected by the insurance company's rating system for a comprehensive claim on your history, thus preventing your insurance premium from going up due to this type of accident.
Variety of extra coverages such as gap coverage, rental reimbursement and roadside assistance.
Liability insurance that covers the excess portions of claims not covered by your other insurance policies.
Sound System Coverage
Replaces stolen or damaged equipment, speakers and components for your car.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Brethren Mutual has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
up to 15%
Insurers often view homeowners as statistically more stable and less risky. Being less expensive to insure in the long run, a discount is offered as a way to pass along some of the savings. It can also incentivize the driver to bundle their home policy with the same company.
up to 10%
This discount rolls in when a vehicle primarily sticks around the farm and avoids the open road.
How does Brethren Mutual compare to other insurance companies? Click the following links below to compare Brethren Mutual to other top insurance companies.