Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Bristol West provides auto insurance for high-risk drivers through a network of agents and brokers in 42 states. It’s part of Farmers Insurance, one of the nation’s 10 largest car insurance companies. According to three years’ worth of data from the National Association of Insurance Commissioners, they have far more customer complaints relative to its size, which is normal for an agency that has the majority of customers with a spotty record. However, quality of service can also vary quite a bit depending on which independent agent you work with.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Bristol West
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Antique or Collector Car Insurance
Special insurance for antique and collectors cars.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Bristol West has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
Paid in Full
Because of the time value of money, it's better to receive a lump sum now than the same amount in the future. Thus, savings can be offered to drivers who provide the full payment now versus those who pay over the course of the policy.
How does Bristol West compare to other insurance companies? Click the following links below to compare Bristol West to other top insurance companies.