Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Celina Insurance Group was founded in 1914 when the company could only write automobile fire insurance. While Celina Insurance Group is still headquartered in Celina, OH, the company has grown vastly over more than 100 years and now offers multiple insurance products across six states: Ohio, Indiana, Tennessee, Iowa, Kentucky and West Virginia. The agency offers a wide variety of options on auto insurance, home insurance, business, and farm insurance through independent agents and policyholders.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Celina
|Available Option||What it means|
Protects your driving record from being affected by the insurance company's rating system for an at-fault accident, thus preventing your insurance premium from going up due to this type of accident.
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Protects the cost of fixing or replacing a broken windshield.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Celina has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Anti Theft Device
This discount is for cars with alarms and other theft deterrents. It typically only applies to comprehensive coverage, however.
Paid in Full
Because of the time value of money, it's better to receive a lump sum now than the same amount in the future. Thus, savings can be offered to drivers who provide the full payment now versus those who pay over the course of the policy.
Organization or Group Affinity
Many insurers partner with various organizations to offer discounts to these group members. These include alumni associations, fraternities and sororities, credit unions, vocational organizations, and others such as the Peace Corps, National Geographic Society, Mensa, and more.
How does Celina compare to other insurance companies? Click the following links below to compare Celina to other top insurance companies.