Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Headquartered in Ohio, Cincinnati Insurance Company offers a number of commercial insurance, life insurance, and personal lines insurance options. Most of the company's offerings are geared toward higher-net worth individuals. As such, Cincinnati provides a number of home and auto insurance options not offered by standard insurance companies. Plus, the company's policies are sold through a network of local insurance agents, meaning policyholders can expect a more personalized experience.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Cincinnati has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Automatic Water Shut-Off Valve
This type of valve automatically shuts off the house water supply if a leak is detected. To qualify for the discount, the valve typically needs to also trigger an alarm that reports to a monitoring service.
5% to 0%
Surprising no one, homes built of masonry (or another material rated at taking two or more hours to burn) tend to burn down less. Less fire risk leads to more savings for the insurance company. Some of these savings pass to the customer as a discount to incentivize shoppers with fire resistant homes.
5% to 0%
Houses within the confines of gated or guarded communities are less prone to risks like theft and vandalism. This reduced risk lowers costs to the insurer, some of which are passed on to the customer as a discount.
5% to 5%
How does Cincinnati compare to other insurance companies? Click the following links below to compare Cincinnati to other top insurance companies.