Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Headquartered in Phoenix, Commonwealth Casualty has primarily served customers in the state of Arizona since its founding in 2010. Whether you seek homeowners, renters, or auto insurance, they offer a full suite of affordable products and services. All the coverages you’d expect from an insurance company are offered by Commonwealth — liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, and personal injury protection. Despite all above, it doesn't offer a lot of discounts on auto policies, but provides a general set of perks like Roadside Assistance protection with towing up to 25 miles, battery service, flat tire assistance, emergency fluid delivery and lock out assistance.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Commonwealth
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Work Loss Coverage
Insurance that covers some of the lost wages an insured would have as a result of a car accident.
Protects the cost of fixing or replacing a broken windshield.
Emergency Lockout Coverage
Service that helps you get back in your car if you locked them inside, or can’t find them.
An option on your insurance that rewards the driver with a smaller deductible each year they do not get into an accident.
Covers you from legal liability or personal injury claims of your passengers if you are in an accident while working for a ridesharing service.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Commonwealth has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
This is not a discount on the premium (price) of a policy. Instead, it reduces the deductible a driver has to pay when they make a claim. It typically works by reducing deductibles at renewal when drivers haven't made a claim in the prior policy period.
How does Commonwealth compare to other insurance companies? Click the following links below to compare Commonwealth to other top insurance companies.