Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
The Concord Group Insurance Companies are represented by more than 500 local independent agents throughout Maine, Massachusetts, New Hampshire and Vermont and are recognized as a leading insurance provider through the independent agency system. Dedicated to serving the needs of residents and small business owners in their local communities, Concord Insurance Group’s agents take a great deal of pride in providing personal service to their customers and sharing a sense of community.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Concord
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Original Equipment Manufacturer Coverage
Helps ensure aftermarket parts will not be used when repairs are made to your vehicle
Work Loss Coverage
Insurance that covers some of the lost wages an insured would have as a result of a car accident.
Protects the cost of fixing or replacing a broken windshield.
Personal Auto Plus
Covers multiple additional incidents such as airbag replacement, aftermarket electronic equipment and accessories, lodging, etc.
An option on your insurance that rewards the driver with a smaller deductible each year they do not get into an accident.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Concord has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Anti Theft Device
This discount is for cars with alarms and other theft deterrents. It typically only applies to comprehensive coverage, however.
Tied to drivers on the policy and any accidents in their record. though insurers generally only consider the past 3 to 5 years.
How does Concord compare to other insurance companies? Click the following links below to compare Concord to other top insurance companies.