Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
At Direct Auto Insurance, you can get the coverage you need regardless of your insurance history. The company doesn’t offer additional coverage options like gap or rideshare insurance, but offers both car insurance for high-risk drivers and life insurance at low rates, giving customers flexible payment options as well as the option to bundle policies and receive a discount.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Direct Auto
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Direct Auto has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
up to 10%
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
up to 5%
Paid in Full
Because of the time value of money, it's better to receive a lump sum now than the same amount in the future. Thus, savings can be offered to drivers who provide the full payment now versus those who pay over the course of the policy.
How does Direct Auto compare to other insurance companies? Click the following links below to compare Direct Auto to other top insurance companies.