Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
The Donegal family of property and casualty insurance companies provides full lines of personal, farm and commercial insurance products across multiple regions of the United States. It is proud of its heritage, which spans more than 125 years in the insurance business. Donegal Mutual might be a good choice to protect your automobile as it offers a wide range of coverage options, attractive features and discounts, often providing qualified customers added insurance protection that is either not offered by other insurance companies or only available at an additional charge.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Donegal Mutual has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
When a homeowner has not had any claims, it's a sign to insurers that they are less likely to make one in the future. With this lower risk profile, insurers can offer savings. The look-back window is almost always five years, but some insurers only look back three years, or offer the discount on a sliding scale.
5% to 5%
To qualify as a green home, most insurers require LEED certification for the house. Some will qualify customers that use geothermal heat or solar energy though, so it's good to ask when considering a policy.
5% to 5%
Renewal / Loyalty / Tenure
Insurers are not huge fans of customers who switch from company to company on a regular basis. They naturally prefer the steady income of repeat business year after year since it lowers their costs. As an incentive to policyholders, a portion of these savings is provided as a discount, most often after three years, on the fourth renewal.
2% to 8%
How does Donegal Mutual compare to other insurance companies? Click the following links below to compare Donegal Mutual to other top insurance companies.