Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
From its roots in 1925 as a Pennsylvania auto insurer, Erie Insurance has grown to become a multi-line insurance company, offering auto, home, business and life insurance through its network of more than 10,000 local independent insurance Agents. Primarily serving drivers residing in the eastern states of the U.S., Erie prides itself on their customer service and competitive coverage options that include some unique features. One of Erie’s more interesting offerings is the “Erie Rate Lock” feature, which ensures that your car insurance premium won’t skyrocket — even after a claim. Your premium only changes when you make a change on your policy, such as adding a new vehicle or changing your address.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Erie
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Protects the cost of fixing or replacing a broken windshield.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
Emergency Lockout Coverage
Service that helps you get back in your car if you locked them inside, or can’t find them.
If your pet is injured in an accident, this insurance will cover their expenses.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Erie has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
up to 5%
How does Erie compare to other insurance companies? Click the following links below to compare Erie to other top insurance companies.