Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Everest Re Group, Ltd. is a Bermuda holding company that operates through a net of subsidiaries that cover both the U.S. and international markets. Everest National Insurance Company and Everest Security Insurance Company provide property and casualty insurance to policyholders in the U.S. For over 40 years, they have been a global leader in reinsurance with a broad footprint, deep client relationships, underwriting excellence, responsive service and customized solutions. The company accepts high-risk drivers for decent rates and provides great customer service.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Everest National
|Available Option||What it means|
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Work Loss Coverage
Insurance that covers some of the lost wages an insured would have as a result of a car accident.
Protects the cost of fixing or replacing a broken windshield.
Liability insurance that covers the excess portions of claims not covered by your other insurance policies.
Named Operator Endorsement Buy Back Option
Pays for injuries and property damage you cause to others in a car accident if you are not the owner of the car you are driving.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Everest National has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Anti Theft Device
This discount is for cars with alarms and other theft deterrents. It typically only applies to comprehensive coverage, however.
Most often only applies to older drivers who take a certified defensive driving course.
How does Everest National compare to other insurance companies? Click the following links below to compare Everest National to other top insurance companies.