Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Headquartered in California, Farmers is one of the most popular car insurance providers in the US. They provide a personal, local insurance agent for every customer, which means your experience with Farmers Insurance may depend on your insurance agent. Farmers is generous with discounts, offering savings for homeowners and for individuals who drive alternative fuel vehicles, among others. The company's policyholders have access to the extensive Inner Circle network, which includes attractive services such as car shopping and roadside assistance.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Farmers has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
When homes are protected with alarms, the likelihood of theft drops. Security systems that report their alarms to a monitoring service or the police provide heftier discounts.
3% to 10%
Fire Protective Devices
When homes have smoke detectors and fire alarms, the odds of saving them from destruction when they burn goes up. Alarms that report to a central monitoring service who can call the fire fighers in are far more effective than ones with just a siren. Correspondingly, discounts are higher for these more advanced systems.
4% to 10%
Fire/Burglar Protective Devices
Levels of protection (and corresponding savings) vary primarily on the way these systems report trouble. The security systems that report to a call center, or directly to the police / fire department provide the largest discounts.
1% to 25%
How does Farmers compare to other insurance companies? Click the following links below to compare Farmers to other top insurance companies.