Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Today a part of the Farmers Insurance Group of Companies, Foremost was founded in 1952, and offers insurance policies in all 50 states and Washington, D.C. through more than 38,000 Independent Agents. If you're looking for in-person service right in your community, you might want to have a look at Foremost. While Foremost is well known for specializing in RV insurance, its auto insurance options are also quite popular, as well as wide range of home and vehicle coverages.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Foremost
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Original Equipment Manufacturer Coverage
Helps ensure aftermarket parts will not be used when repairs are made to your vehicle
Work Loss Coverage
Insurance that covers some of the lost wages an insured would have as a result of a car accident.
Personal Auto Plus
Covers multiple additional incidents such as airbag replacement, aftermarket electronic equipment and accessories, lodging, etc.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Foremost has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
How does Foremost compare to other insurance companies? Click the following links below to compare Foremost to other top insurance companies.