Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Established in 1978, Gainsco specializes in nonstandard auto insurance for high-risk drivers and minimum-limits personal auto insurance. Gainsco car insurance is sold through its subsidiary, MGA Insurance Co. Gainsco sells policies through comparison websites and independent agents in 11 states: Alabama, Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah and Virginia.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by GAINSCO
|Available Option||What it means|
Coverage that helps pay to repair or replace your car if its damaged in an accident that is not a collision.
Bodily Injury Coverage
Coverage that helps pay for bodily injury liabilities from medical treatment, rehabilitation and funeral costs incurred by your passengers, other drivers and their passengers and pedestrians that may have been affected by the incident.
Property Damage Coverage
Covers repair or replacement of other people's cars and property.
Uninsured Motorist Coverage
Covers hit and runs, or someone who is inadequately insured who strikes your car, uninsured motorists and under insured motorists.
Personal Injury Protection
Covers medical, rehabilitation and funeral costs for you and your passengers, as well as some lost wages.
Required for most car loans, this insurance pays to replace or repair your car after an accident.
How does GAINSCO compare to other insurance companies? Click the following links below to compare GAINSCO to other top insurance companies.