Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Grange Insurance was first formed 80 years ago to provide affordable car insurance for a specific group - grange members (known nationally as the National Grange Patrons of the Husbandry). It is a mutual insurance company, meaning that its policyholders jointly own the company. They are serving customers across 13 states: Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia and Wisconsin. Grange Insurance sells exclusively through independent agents, which also means that your experience will depend on the agency you are working with, and it is great for customers who want to get lots of different types of insurance from one company, as they provide auto insurance, life insurance, homeowners insurance, and even business insurance.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Grange Mutual
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Original Equipment Manufacturer Coverage
Helps ensure aftermarket parts will not be used when repairs are made to your vehicle
Protects the cost of fixing or replacing a broken windshield.
If your pet is injured in an accident, this insurance will cover their expenses.
Liability insurance that covers the excess portions of claims not covered by your other insurance policies.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Grange Mutual has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
How does Grange Mutual compare to other insurance companies? Click the following links below to compare Grange Mutual to other top insurance companies.