Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Based in California and serving primarily drivers in the Golden State, Aspire General is a non-standard car insurance company for those who may have trouble finding insurance elsewhere. Like many non-standard insurers, the company advertises low down payments and flexible payment plans. They depend on a network of insurance agents to sell policies locally, all policies are underwritten by Aspire General Insurance Company through its affiliated general agent Aspire General Insurance Services LLC.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Aspire General
|Available Option||What it means|
Coverage that helps pay to repair or replace your car if its damaged in an accident that is not a collision.
Bodily Injury Coverage
Coverage that helps pay for bodily injury liabilities from medical treatment, rehabilitation and funeral costs incurred by your passengers, other drivers and their passengers and pedestrians that may have been affected by the incident.
Property Damage Coverage
Covers repair or replacement of other people's cars and property.
Uninsured Motorist Coverage
Covers hit and runs, or someone who is inadequately insured who strikes your car, uninsured motorists and under insured motorists.
Personal Injury Protection
Covers medical, rehabilitation and funeral costs for you and your passengers, as well as some lost wages.
Required for most car loans, this insurance pays to replace or repair your car after an accident.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Aspire General has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
Typically applies to a household with multiple vehicles. More vehicles on the policy results in a greater overall discount.
How does Aspire General compare to other insurance companies? Click the following links below to compare Aspire General to other top insurance companies.