Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
One of many insurance companies with a history in the farm insurance business, Grinnell Mutual is a large Iowa-based insurer. They started in 1909, grew to write personal property & casualty insurance and are still active in providing agricultural coverage. Their products are available in 19 states. They sell auto insurance in several states through a subsidiary, Grinnell Select, and a network of independent agents. The company is dedicated to building long-lasting relationships with customers, and provides them perks such as Mile Marker Auto Loyalty Program that provides small at-fault accident forgiveness, waived deductible, minor violation forgiveness and celebrated milestones for each year you are with Grinnell Mutual.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Grinnell
|Available Option||What it means|
Loss of Use Coverage
Covers any additional living expenses, meaning any necessary expense that exceeds what you normally spend.
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Emergency Lockout Coverage
Service that helps you get back in your car if you locked them inside, or can’t find them.
If your pet is injured in an accident, this insurance will cover their expenses.
Protects your driving record from being affected by the insurance company's rating system for an at-fault accident, thus preventing your insurance premium from going up due to this type of accident.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Grinnell has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
How does Grinnell compare to other insurance companies? Click the following links below to compare Grinnell to other top insurance companies.