Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Hastings Mutual was founded in 1885 - one of the oldest agencies in the industry. Today, Hastings Mutual is an award-winning, quality organization with financial stability equaled by few in the industry. They have an outstanding reputation based on quality service, taking their past and implementing progressive tools for customer support, offering a wide range of personal (auto, homeowners, renters, condo, and umbrella), business and farm insurance policies.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Hastings Mutual
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
Emergency Lockout Coverage
Service that helps you get back in your car if you locked them inside, or can’t find them.
If your pet is injured in an accident, this insurance will cover their expenses.
First Aid Reimbursement
Insurance that covers first aid costs as a result of an accident or claim.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Hastings Mutual has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
How does Hastings Mutual compare to other insurance companies? Click the following links below to compare Hastings Mutual to other top insurance companies.