Smart Score
73
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Haulers Insurance was established in 1986 as a regional property and casualty insurance company, offering a broad array of personal and commercial automobile products and services. For more than 29 years, their operations have spread beyond Tennessee to include Alabama, Georgia, Indiana, Missouri, South Carolina, and Virginia. HICI exclusively uses independent insurance agents and has more than 700 independent agencies representing it.
Lines of Business:
When it comes to their auto, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Haulers
Available Option | What it means | |
---|---|---|
Accident Forgiveness | Protects your driving record from being affected by the insurance company's rating system for an at-fault accident, thus preventing your insurance premium from going up due to this type of accident. | |
Airbag Replacement Coverage | Covers your replacement airbags and labor should they need replacement | |
Antique or Collector Car Insurance | Special insurance for antique and collectors cars. | |
Better Car Replacement | Policy that will replace your car if it is a total loss with a car one model year newer and with 15,000 fewer miles. | |
Build Your Own Plan | Customize your insurance policy with a build your own plan policy. | |
Child Safety Seat Replacement | A policy that pays for a new child safety seat if yours is damaged in an accident. | |
Comprehensive Claim Forgiveness | Protects your driving record from being affected by the insurance company's rating system for a comprehensive claim on your history, thus preventing your insurance premium from going up due to this type of accident. |
How does Haulers compare to other insurance companies? Click the following links below to compare Haulers to other top insurance companies.