Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Kemper Corporation is a leading insurer in the United States, offering insurance to individuals, families and businesses. Founded in 1990, Kemper employs more than 6,000 associates and works with more than 20,000 independent agents.They operate in all 50 states, although not all subsidiaries and products are available in every one.Through this group of companies, they are a one-stop shop for most insurance needs, with more than 6 million policies in force across the nation. Kemper’s products include auto, home, and life as well as commercial insurance. They also offer several specialty products and have a branch handling consumer finance products such as loans.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Kemper
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
If your pet is injured in an accident, this insurance will cover their expenses.
Protects your driving record from being affected by the insurance company's rating system for an at-fault accident, thus preventing your insurance premium from going up due to this type of accident.
Personal Auto Plus
Covers multiple additional incidents such as airbag replacement, aftermarket electronic equipment and accessories, lodging, etc.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Kemper has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
Anti Theft Device
This discount is for cars with alarms and other theft deterrents. It typically only applies to comprehensive coverage, however.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
How does Kemper compare to other insurance companies? Click the following links below to compare Kemper to other top insurance companies.