Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Liberty Mutual is the sixth-largest auto insurer in the US based on direct premiums written. In addition to home and auto insurance, Liberty Mutual offers a vast array of personal and commercial insurance policies. If you’re looking for an insurance company that has accident forgiveness and rewards safe drivers, Liberty Mutual might be the company for you. It’s available in all 50 states, has an amazing, easy-to-use app, and although you might not find the cheapest car insurance quote available, it has an outstanding customer service record.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Liberty Mutual has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Advance Quote / Early Signing
One of the easiest discounts to score with some advance planning. Customers can often save simply by quoting and buying their homeowners policy awhile (typically at least seven days) ahead of the policy actually going into effect. Keep in mind though that this discount tends to only apply to the first policy term, increasing overall cost after year one.
Boat Safety Course
If the insured can show evidence of passing an approved boating safety course, a discount can apply towards any Watercraft Liability & Uninsured Boaters premium costs.
5% to 10%
Generally applies when a home is confirmed to match a particlar set of building codes. The rules for what qualifies and by how much varies by insurer and state.
How does Liberty Mutual compare to other insurance companies? Click the following links below to compare Liberty Mutual to other top insurance companies.