Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Founded in 1923, The Main Street America Group provides insurance to individuals, families and small businesses in 37 states, as well as provides fidelity and surety bonds in 47 states and the District of Columbia. Main Street America offers highly competitive rates, enhanced coverage options and a wide variety of discounts designed to meet the personal auto insurance needs of individuals and families who exhibit care and responsibility with regard to their driving habits, vehicles and loss history.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Main Street America
|Available Option||What it means|
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Original Equipment Manufacturer Coverage
Helps ensure aftermarket parts will not be used when repairs are made to your vehicle
Protects the cost of fixing or replacing a broken windshield.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
Airbag Replacement Coverage
Covers your replacement airbags and labor should they need replacement
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Main Street America has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
Tied to drivers on the policy and any accidents in their record. though insurers generally only consider the past 3 to 5 years.
How does Main Street America compare to other insurance companies? Click the following links below to compare Main Street America to other top insurance companies.