Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Founded in McMinnville, Oregon in 1894 by a close group of business owners, Oregon Mutual remains the oldest independent mutual insurance company west of the Mississippi. As a mutual insurance company, Oregon Mutual does not have to answer to shareholders, they answer to their policyholders, meaning they are able to keep their rates as low as possible. It sells basic personal auto, home, and business insurance through independent agents across their service area. Having a good reputation, Oregon Mutual might appeal to insurance shoppers who like to work with an agent and prefer a smaller, regional insurance company to a larger corporation.
Lines of Business:
While all companies offer a range of home insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Oregon Mutual has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
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How does Oregon Mutual compare to other insurance companies? Click the following links below to compare Oregon Mutual to other top insurance companies.