Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Pekin Insurance, based out of Pekin, Illinois, is one of the nation’s most successful insurance providers with combined assets of $2 billion, more than 800 employees, 1,500 agencies, and 8,500 independent agents. Pekin, which was founded in 1921, offers a wide variety of products in 21 states, including options to enhance your car or homeowners policy, and should be able to meet the needs of most individuals.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Pekin
|Available Option||What it means|
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Protects the cost of fixing or replacing a broken windshield.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
Emergency Lockout Coverage
Service that helps you get back in your car if you locked them inside, or can’t find them.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Pekin has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
Tied to drivers on the policy and any accidents in their record. though insurers generally only consider the past 3 to 5 years.
While insurers are out to protect drivers, they also need to make money, and they tend to make more when a customer has multiple products (policies) with them. As a result, they can offer savings when drivers pair their car policy with another (home, renters, umbrella, etc.) policy.
How does Pekin compare to other insurance companies? Click the following links below to compare Pekin to other top insurance companies.