Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Headquartered in Bala Cynwyd, PA, Philadelphia Insurance Companies provide value-added coverages and services for select industries across the United States. Focused mostly on commercial insurance, it doesn't offer standard personal auto insurance, only specialized auto liability and physical damage insurance for the Antique and Collector Cars through Grundy Worldwide.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Philadelphia
|Available Option||What it means|
Loss of Use Coverage
Covers any additional living expenses, meaning any necessary expense that exceeds what you normally spend.
Emergency Assistance Coverage
Covers cost of any emergency services called when involved in an incident
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Antique or Collector Car Insurance
Special insurance for antique and collectors cars.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Philadelphia has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Most often only applies to older drivers who take a certified defensive driving course.
How does Philadelphia compare to other insurance companies? Click the following links below to compare Philadelphia to other top insurance companies.