Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Progressive is one of the largest auto insurance companies in America, and has offered auto insurance for over 80 years. They are probably best known for their car insurance, although they also offer insurance for just about anything. Progressive’s website is a great place to learn more about the company’s offerings, receive an insurance quote, make a payment or see the status of a claim, and The Name Your Price tool allows consumers to tell Progressive what they want to pay to save time and energy while shopping for coverage. As many big companies do, Progressive offers a trusted network of repair shops, policyholders can enjoy loyalty and PerkShare rewards that offer accident forgiveness and free car washes.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Progressive
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Original Equipment Manufacturer Coverage
Helps ensure aftermarket parts will not be used when repairs are made to your vehicle
Protects the cost of fixing or replacing a broken windshield.
Emergency Lockout Coverage
Service that helps you get back in your car if you locked them inside, or can’t find them.
If your pet is injured in an accident, this insurance will cover their expenses.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Progressive has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
up to 26%
Applies to vehicles with safety features such as automatic braking systems (ABS), airbags, or automatic seatbelts.
up to 10%
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
up to 5%
How does Progressive compare to other insurance companies? Click the following links below to compare Progressive to other top insurance companies.