Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
SafeAuto is a non-standard insurer that specializes in high-risk customers and in minimum liability insurance. If a court or a state government agency has required you to show a Certificate of Financial Responsibility (CFR) they will help you file an SR22, SR22A or FR44 form and to get you insured and back on the road. However, their motto “Only pay for what you need” can turn out to be “You get what you pay for” - great option if you don’t care much about blows and whistles and high end customer service. Its Same Day Pay program allows customers to receive direct payments the day a claim was resolved and you might get extra discounts for improving your drivers skills through driver improvement course
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by SafeAuto
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim.
Comprehensive Claim Forgiveness
Protects your driving record from being affected by the insurance company's rating system for a comprehensive claim on your history, thus preventing your insurance premium from going up due to this type of accident.
While all companies offer a range of auto insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe SafeAuto has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Typically relates to a driver's history (or lack thereof) of accidents and violations. Often has a 3 to 5 year lookback period.
Paid in Full
Because of the time value of money, it's better to receive a lump sum now than the same amount in the future. Thus, savings can be offered to drivers who provide the full payment now versus those who pay over the course of the policy.
Most often only applies to older drivers who take a certified defensive driving course.
How does SafeAuto compare to other insurance companies? Click the following links below to compare SafeAuto to other top insurance companies.