Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
With a wide selection of coverage plans, Safeco is just as competitive as other large insurance companies. Whether you're looking to purchase a policy to meet state-required minimums or buy a more robust plan to cover all your bases, Safeco has comprehensive coverage options, discounts and reimbursments. Safeco is owned by Liberty Mutual, but the two are separate companies that offer separate products at different prices. Safeco sells personal insurance products through a network of independent agents and brokers.
Lines of Business:
While all companies offer a range of home insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Safeco has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Advance Quote / Early Signing
One of the easiest discounts to score with some advance planning. Customers can often save simply by quoting and buying their homeowners policy some time (typically at least seven days) ahead of the policy actually going into effect. Keep in mind though that this discount tends to only apply to the first policy term, increasing annual cost after year one.
1% to 16%
When homes are protected with alarms, the likelihood of theft drops. Security systems that report their alarms to a monitoring service or the police provide heftier discounts.
2% to 10%
Discount provided to employees (and often retirees) of the insurance company (and sometimes its affiliates).
15% to 15%
How does Safeco compare to other insurance companies? Click the following links below to compare Safeco to other top insurance companies.