Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Selective works together with its independent agency partners to create and deliver business and personal insurance solutions that best fit customers’ needs. Providing insurance since 1926, it offers a “high-tech”, “high-touch” business model that powerfully combines a unique field-based underwriting and insurance claims model with leading edge agency automation technology. Along with auto insurance, they offer a range of personal and business policies.
Lines of Business:
When it comes to thier car, everyone has a different situation and differing needs for protection. While every auto insurer offers the same standard coverages. they tend to differ when it comes to what they offer or optional additional protections. Below we list and describe all the extras offered by Selective
|Available Option||What it means|
Usually covers towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
New Car Replacement Coverage
Pays the value of a brand new car of the same make and model of the your car if your car is declared a total loss.
If your pet is injured in an accident, this insurance will cover their expenses.
Protects your driving record from being affected by the insurance company's rating system for an at-fault accident, thus preventing your insurance premium from going up due to this type of accident.
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Selective has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Anti Theft Device
This discount is for cars with alarms, and other theft deterrents. It typically only applies to comprehensive coverage however.
Most often only applies to older drivers who take a certified defensive driving course.
Anti lock Brake
Mandatory in all cars built after 2004, antilock brakes offer generally minor discounts for having them.
How does Selective compare to other insurance companies? Click the following links below to compare Selective to other top insurance companies.