Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Shelter Insurance traces its roots back through a hundred-years old farmer’s association, while moving into the modern age with an updated name and approach. Today, the company prides itself on being one of the top regional insurance companies in the country, offering coverage in 18 states. Shelter provides a wide range of insurance products, including coverage for your home, life, car, farm, business and more. It will most likely appeal to those who seek a regional insurer with a strong financial backbone and who want to insure multiple lines of business in one place.
Lines of Business:
While all companies offer a range of home insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe Shelter has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
When a homeowner has not had any claims, it's a sign to insurers that they are less likely to make one in the future. With this lower risk profile, insurers can offer savings. The look-back window is almost always five years, but some insurers only look back three years or offer the discount on a sliding scale.
10% to 10%
Fire/Burglar Protective Devices
Levels of protection (and corresponding savings) vary primarily on the way these systems report trouble. The security systems that report to a call center, or directly to the police/fire department, provide the largest discounts.
2% to 5%
When housing both a homeowners and car insurance policy with the same company, insurers can offer combined savings.
25% to 25%
How does Shelter compare to other insurance companies? Click the following links below to compare Shelter to other top insurance companies.