Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
State Auto offers insurance in 33 states through approximately 3,400 independent agents and agencies. They explain coverage well, have transparent pricing, provide a gap insurance policy, which will cover the replacement cost of a totaled vehicle, and premium discounts for customers over the age of 45. However, most customers' ratings are way below average.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe State Auto has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
Discount provided to employees (and often retirees) of the insurance company (and sometimes its affiliates).
2% to 20%
Fire/Burglar Protective Devices
Levels of protection (and corresponding savings) vary primarily on the way these systems report trouble. The security systems that report to a call center, or directly to the police / fire department provide the largest discounts.
2% to 13%
Hail/Impact Resistant Roof
Repairing hail damage does not come cheap. Some roofs are designed to resist hail impact damage more than others. The standards for which roof materials qualify differs by insurance company though. In general, wood roofs are not eligible.
3% to 12%
How does State Auto compare to other insurance companies? Click the following links below to compare State Auto to other top insurance companies.