Industry Average: 75
Industry Average: 7.7
Industry Average: 8
Industry Average: 7
Only available for active military members, veterans and their families, USAA holds a strong tradition of customer satisfaction and loyalty and provides a full range of highly competitive financial products for over 90 years. Cadets and midshipmen also qualify. Its members rely on USAA to suggest products and services that meet their financial needs, and take advantage of their Auto Circle car buying service, guaranteed policy renewal, and additional coverages like roadside assistance. Customers can also invest and bank through USAA.
Lines of Business:
While all companies offer a range of car insurance discounts, it's hard to judge any individual discount's value in a meaningful way. For one, the discounts are typically a percentage off the base price, instead of the whole policy.
What does this mean?
Your best bet is to directly discuss your particular situation with an agent to make sure you're getting all the discounts that you may be eligible for on your auto policy. For reference, we've listed all the discounts we believe USAA has below in order to help determine which ones may fit your profile (though keep in mind that they can vary by state).
|Available Option||What it means||Discount Data|
When homes are protected with alarms, the likelihood of theft drops. Security systems that report their alarms to a monitoring service or the police provide heftier discounts.
5% to 0%
When a homeowner has not had any claims, it's a sign to insurers that they are less likely to make one in the future. With this lower risk profile, insurers can offer savings. The look-back window is almost always five years, but some insurers only look back three years, or offer the discount on a sliding scale.
10% to 10%
Fire/Burglar Protective Devices
Levels of protection (and corresponding savings) vary primarily on the way these systems report trouble. The security systems that report to a call center, or directly to the police / fire department provide the largest discounts.
5% to 20%
How does USAA compare to other insurance companies? Click the following links below to compare USAA to other top insurance companies.