Questions answered: What is subrogation? Do I have to pay a subrogation claim against me? How long does subrogation take? Key takeaways: Subrogation is
Auto Insurance Learning Center
From car insurance basics to answers about coverage and claims.
Basics
Key Takeaways: You can be at fault in a no-fault accident. A no-fault accident may go on your driving record, even if you didn’t
Key Takeaways: Most standard U.S. car insurance providers don’t offer true short-term coverage for the cars you own. You can get short-term auto coverage
Key Takeaways: Most homeowners insurance won’t cover mold that arises from humidity, wear and tear, and neglect. Your insurer may accept a mold claim
Key Takeaways: Broad form coverage is only available in a few states. It is a bare-bones style of auto coverage that has relatively low
Key Takeaways: If your car is totaled, the insurer will pay you the actual cash value of the vehicle before it was damaged. Insurers
Key Takeaways: High-risk insurance is coverage for drivers who are more likely to file claims and get into accidents than the average driver. Several
Key Takeaways Working with an insurance broker can save you time and money, but you may have to pay a fee. A car insurance
Questions: How long does it take for the roadside technician to arrive? Do I have to pay out-of-pocket for roadside services? Is USAA Roadside
Questions: How long do I have to wait for Progressive to send a roadside technician? Do I have to pay out-of-pocket for roadside services?
Questions: How do I cancel my Allstate auto insurance policy? Does Allstate charge cancellation fees? When should I cancel my Allstate auto policy? Key
Questions: Does Progressive Insurance charge a fee to cancel their auto coverage? How fast can I cancel my Progressive auto insurance? If I cancel
Questions: Does Geico charge a cancellation fee? How quickly can I cancel my Geico auto insurance? What is the fastest way to cancel my
Questions: What does property damage liability cover? How much property damage liability does my state require? When do I need more property damage liability
Questions: How is hazard insurance different from homeowners insurance? What do named perils mean? How do coverage limits on hazard insurance work? Key Takeaways:
Key Takeaways Unpaid parking tickets won’t go on your record, but their consequences might. A parking ticket is a non-moving violation that isn’t reported
Questions Key Takeaways Does car insurance cover hail damage? What is comprehensive coverage? When it it worth it to file a claim for hail
Comprehensive coverage (a component of most car insurance policies) pays to cover theft of a car. Unfortunately, comprehensive insurance will not reimburse you for
Key Questions When do you need car insurance on a used car? Can you get car insurance on the same day? How long does
In This Article When should I consider adding someone else, who lives elsewhere, to my auto policy? How does my existing auto coverage apply
Introduction Actor Kevin Bacon said that fame is a double-edged sword. That may be true. But most of us have more down-to-earth problems to
Introduction So you get busted for a DUI — or some other driving infraction — and the DMV suspends your license. Then they ask
Key Takeaways An insurance binder is temporary evidence of insurance coverage. It is not an insurance policy or a certificate of insurance. A valid
Ah, the elusive clean driving record. It’s one of those vague phrases people throw around — like good credit or stable employment history. We
Introduction Life is full of “what-if” scenarios. If you’re the worrying type, you could entertain all kinds of catastrophes about being dumped, getting fired,
There are lots of cars out there. Finding the cheapest used cars to insure can be tricky. After all, there are lots of factors
When the police pull a driver over, they always ask for three things: license, registration, and insurance. If the driver doesn’t have insurance to
What will happen if you don’t pay your insurance bill? Before going down this road, we want to be clear that insurance is something
Typically drivers insure cars to handle the risks they face on the road. But what happens if a car will not see any use for
Introduction A car accident can be terrifying. Adrenaline kicks in, time slows down, and you may feel your body trembling. It can also be
Insurance can cost a pretty penny. 1-in-8 can’t afford car insurance or go without it for other reasons. Doubly so if a driver is
Are you Vulnerable to a Lawsuit with Insurance? Short answer: yes, someone can sue you for a car accident if you have insurance. Even
Yes, you need insurance with a learner’s permit. But it might come included with a parent or other household member’s existing policy. My Teen
Insurance Policy with a Pot of Gold at the End Donelan Andrews, a high school teacher in Georgia made $10,000 for simply reading her
Discounts While you debate between options, you may hear from ads or agents about certain auto discounts you can get. Some of these apply
Is Insurance Necessary Before Buying a Car? We get asked a lot “Do you need insurance before you buy a car?” Short answer, No.
How the Rules Apply When Someone Crashes Your Car So, what happens when someone else is driving my car and gets in an accident?
Driving is dangerous, and some drivers are more dangerous than others. Requiring drivers to have insurance to cover damages to others is a way
Timeline Back in February 2017, Tesla announced that they had moved from just selling cars and solar roofs into also selling insurance on their vehicles
As discussed elsewhere, insurance can be complicated. One example is the differences in how insurance deals with collisions your vehicle may suffer. Collision coverage
Cost & Coverage
Introduction You’re a homeowner and now need dwelling coverage. Insurance information can be confusing or hard to find, and comparison sites can be frustrating.
Insurance is complicated. In fact, it’s the most confusing and complicated thing that many people ever spend their money on (see chart below). In
Types of Comparison Quote Sites Let’s say you want to purchase auto insurance online. As a savvy customer, you go to a place where
Consequences for Driving without Insurance If you don’t have insurance or if you’re thinking about not having it anymore, you’d be joining the roughly
FAQs
Introduction You’re a homeowner and now need dwelling coverage. Insurance information can be confusing or hard to find, and comparison sites can be frustrating.
Insurance is complicated. In fact, it’s the most confusing and complicated thing that many people ever spend their money on (see chart below). In
Types of Comparison Quote Sites Let’s say you want to purchase auto insurance online. As a savvy customer, you go to a place where
Consequences for Driving without Insurance If you don’t have insurance or if you’re thinking about not having it anymore, you’d be joining the roughly
Company Reviews
Introduction You’re a homeowner and now need dwelling coverage. Insurance information can be confusing or hard to find, and comparison sites can be frustrating.
Insurance is complicated. In fact, it’s the most confusing and complicated thing that many people ever spend their money on (see chart below). In
Types of Comparison Quote Sites Let’s say you want to purchase auto insurance online. As a savvy customer, you go to a place where
Consequences for Driving without Insurance If you don’t have insurance or if you’re thinking about not having it anymore, you’d be joining the roughly
